Travel insurance is a necessity, especially if a student on his or her own , gone backpacking through continents oceans from home . There is also travel insurance that connect children to their parents back home. The 24 - hour hotline with most student travel insurance can help children in an unfamiliar situation or potentially dangerous place if the parents can not be there . The emergency hotline can be used as an information center , sending messages to the concerned parents and provides links to other sources, such as messages and offers to serve legal assistance, assistance with translations and even offer cash transfers in emergency situations.
Children may feel that they are invincible , but parents know that things do not always go as planned . For peace of mind for all types of emergencies should travel insurance, assistance services are to be considered . A lost passport, missing luggage , or a delayed tripping can be placed far from the young travelers in an uncertain situation with the parents. Not only that, the right travel insurance provide a cash benefit to specified expenses to be reimbursed , but the assistance company can provide the student with local agents who can guide the students through unfamiliar territory to be connected.
Younger students usually travel in organized group travel. What happens if something happens on an organized group tour ? Possible scenarios are:
A student needs to interrupt his journey and return home , because an immediate family member in the hospital ;
Student B the flight is delayed and your luggage is missing.
If a family member means the medical situation at home that students must return home before the rest of the group must continue with the itinerary , while the student waits for flight arrangements . That's where the 24 -hour hotline included in many policy steps in the arrangements for flights and other necessities to coordinate . If a flight is delayed for a period of time due to weather, reimburse travel insurance up to a certain amount per day, this additional hotel and meal costs, which is delayed while the student . If lost or delayed baggage go , the travel insurance covers products purchased , while the luggage is delayed and a benefit if the packaging is not returned.
Parents should ask about a travel insurance for your child if he or she is part of an organized group or program or traveling independently . Students travel insurance are by tour operators , accredited programs , through the sale of travel insurance companies , and over the Internet. It is important to carefully read the policy and check to make sure that the coverage meets the needs of students and the expectations of the parents needs.
U.S. Travel Insurance Association ( Ustia )
Ustia is a national association of insurers , third party administrators , insurance agencies and related companies involved in the development, management and marketing of travel insurance and travel assistance products .